REAL ESTATE FUNDING
Our Specialties
Real Estate Funding Financing for Property Investors and Real Estate Opportunities A strong real estate opportunity can be highly time-sensitive. Covenant Lending Corporation of Texas helps eligible investors explore financing options for acquisitions, improvements, refinances, construction, and portfolio growth. Program availability and terms vary by property, borrower, location, experience, exit strategy, and lender guidelines.
Potential Real Estate Funding Solutions Fix-and-flip financing Debt service coverage ratio (DSCR) rental loans Single-family and small-balance investment property financing Bridge and short-term acquisition financing Ground-up construction financing Rehabilitation and renovation financing Rental portfolio financing Cash-out and rate-and-term refinancing Multifamily property financing Land and lot financing, where available Foreign national investor programs, where available
What We Consider Depending on the program, evaluation may include property value, purchase price, renovation budget, projected after-repair value, rental income, debt service coverage, borrower experience, credit profile, liquidity, entity structure, guarantor strength, and the proposed exit strategy.
For Fix-and-Flip Investors Move from acquisition to renovation with a financing structure designed around an investment project. Be prepared to provide the purchase contract, scope of work, renovation budget, project timeline, entity documents, and information about comparable experience.
For Rental Property Investors Explore long-term financing based on eligible rental-property cash flow and other program criteria. Options may be available for individual properties or portfolios, subject to underwriting and applicable guidelines.
For Builders and Developers Financing may be available for eligible ground-up residential and select development projects. A complete request should include plans, permits or status, budget, timeline, contractor information, land details, comparable projects, and a clear repayment or sales strategy.
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