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Our Funding Process
Frequently Asked Questions
Documentation Checklist
A Clear Process from Inquiry to Closing
1. Initial Consultation
Tell us about the opportunity, desired amount, timing, intended use of funds, and any known challenges. The more complete the initial picture, the more focused the next conversation can be.
2. Preliminary Scenario Review
We review the information provided and identify q
A Clear Process from Inquiry to Closing
1. Initial Consultation
Tell us about the opportunity, desired amount, timing, intended use of funds, and any known challenges. The more complete the initial picture, the more focused the next conversation can be.
2. Preliminary Scenario Review
We review the information provided and identify questions, documentation needs, and potential program categories. A preliminary discussion is not an approval, commitment, or guarantee of terms.
3. Application and Documentation
Complete the appropriate application and submit requested documents. Missing or inconsistent information may delay review, so accuracy and organization matter.
4. Program Matching and Submission
When a potential fit is identified and you authorize the next step, the request may be presented to an appropriate funding source or provider, subject to applicable disclosures and permissions.
5. Underwriting and Due Diligence
The funding provider may verify credit, income, revenue, assets, collateral, property condition, valuation, title, insurance, legal documents, and other relevant information. Additional documents or explanations may be requested.
6. Conditional Decision and Final Terms
If the request advances, you may receive proposed or conditional terms. Review all rates, fees, repayment provisions, collateral requirements, guarantees, prepayment terms, closing conditions, and legal documents carefully. 7. Closing and Funding
After conditions are satisfied and final documents are executed, the transaction may close and funds may be disbursed according to the approved structure.
8. Relationship Beyond Closing
We remain available as your funding needs evolve and encourage clients to plan early for refinances, maturities, acquisitions, and future growth.
Begin the Process
Documentation Checklist
Frequently Asked Questions
Documentation Checklist
Prepare Your Funding Request
Requirements vary by program and transaction. The following checklist is a general starting point and is not an exhaustive underwriting list.
Basic Applicant Information
- Government-issued identification
- Contact and address information
- Ownership and guarantor details
- Authorization for applicable verific
Prepare Your Funding Request
Requirements vary by program and transaction. The following checklist is a general starting point and is not an exhaustive underwriting list.
Basic Applicant Information
- Government-issued identification
- Contact and address information
- Ownership and guarantor details
- Authorization for applicable verification or credit review
- Brief written summary of the request and use of funds
Business Documents
- Articles of organization/incorporation and governing documents
- EIN confirmation and good-standing information Recent business bank statements
- Business tax returns and financial statements Year-to-date profit-and-loss statement and balance sheet
- Current debt schedule
- Relevant contracts, invoices, purchase orders, or equipment quotes
- Real Estate and Commercial Documents Purchase contract or current mortgage statement Property address, type, occupancy, and use
- Rent roll and leases, when applicable
- Historical and current operating statements
- Scope of work, construction budget, plans, and timeline
- Property photos, valuation, appraisal, or broker opinion, if available Insurance, title, survey, environmental, or inspection documents, when applicable
- Exit strategy or long-term operating plan
Personal or Sponsor Documents
- Personal financial statement
- Personal tax returns, if required
- Schedule of real estate owned
- Resume or summary of relevant experience Liquidity and source-of-funds documentation
Frequently Asked Questions
Frequently Asked Questions
Frequently Asked Questions
What types of funding do you offer?
We help clients explore potential real estate, business, and commercial funding solutions. Options may include investment property, bridge, DSCR rental, construction, business working capital, equipment, lines of credit, commercial acquisition, refinance, and specialty programs. Availability depends
What types of funding do you offer?
We help clients explore potential real estate, business, and commercial funding solutions. Options may include investment property, bridge, DSCR rental, construction, business working capital, equipment, lines of credit, commercial acquisition, refinance, and specialty programs. Availability depends on the transaction and provider guidelines.
Do you guarantee approval?
No. All financing is subject to application, verification, underwriting, program availability, collateral and credit review where applicable, and final approval by the funding provider.
How quickly can funding close?
Timing varies widely by program, transaction complexity, documentation, appraisal or due diligence needs, and the speed at which conditions are satisfied. Some transactions can move quickly; commercial and construction transactions commonly require more time.
What credit score is required?
There is no single score that applies to every funding solution. Some programs place greater emphasis on property cash flow, collateral, business revenue, liquidity, or experience, while others have specific credit requirements.
Can you help with investment properties? Potentially, yes. We review eligible fix-and-flip, rental, bridge, construction, refinance, portfolio, and commercial investment scenarios.
Do you fund startups?
Startup funding can be more limited and often depends on the owner’s qualifications, collateral, contracts, industry, capital contribution, revenue prospects, and the specific program. We will review the scenario honestly and explain whether a potential path appears available.
Will applying affect my credit?
A credit inquiry may be required for some programs. Before any credit review, applicants should receive the applicable authorization and information about the type of inquiry when known.
Are there upfront fees?
Certain transactions may involve application, appraisal, valuation, inspection, legal, due diligence, commitment, or third-party fees. Fees vary. Clients should receive and review applicable disclosures and should never send funds without verifying the recipient, purpose, and written terms.
What areas do you serve?
We are based in Texas and may assist clients in Texas and other eligible markets, depending on the property location, funding type, licensing requirements, and provider coverage.
What is the first step?
Complete the funding inquiry form or schedule a consultation. Share the amount requested, purpose, timeline, location, and a concise summary of the property or business opportunity.